The MM & WM function is engaged in funding short term, medium term and long-term working capital needs of Mid Market via a suite of customized short and long tenured products.
While unit of sizing up the business is its loan book size, profitability and zero tolerance on delinquency are key business objectives
Strong understanding of business finance, loan structuring methods and credit administration are key to building credibility with customers and gaining competitive advantage
Understanding of local market patterns such as specific occupations/trade, industries at play, local financial and investment preferences and practices important to gain competitive advantage while structuring loans and identifying leads.
Preferred candidate profile
Sales Growth
Client Acquisition & Relationship Management
Disbursal-Timely disbursement of the loans to customers with proper documentation
Market Intelligence-Gather market intelligence towards evolving competitive business strategy, policies & processes
Portfolio quality, Profitability--Maintain quality of portfolio to minimize NPAs, Implement measures to ensure profitability
Organisation Process Efficiency-Implement process improvements to ensure process efficiencies
